
The Course
Tired of feeling like your credit card bills are holding you back? This course flips the script, showing you the ins and outs of credit card management to transform them into powerful financial tools. We'll unravel the mysteries of credit scores, rewards programs, and interest rates, equipping you to make informed decisions that benefit your financial future. By understanding how to leverage credit cards responsibly, you'll learn to take advantage of perks and rewards without falling into common debt traps.
Empower yourself with the know-how to optimize your spending, boost your credit score, and even travel for less. We'll walk you through real-world scenarios, demonstrating how savvy credit card use can lead to significant savings and financial flexibility. Whether you’re looking to conquer debt, earn free flights, or simply gain peace of mind when using credit, this course is your financial game-changer, setting you up to make your credit cards work for your wallet, not against it.
What you will learn
In crafting this course, I really dug deep into the intricacies of what makes a credit card an empowering financial tool, rather than a debt trap. As a beginner, you'll find the modules to be a treasure trove of actionable strategies, each one designed to help you maximize rewards, improve your credit score, and understand the fine print, which can often be overwhelming. The material is exceptionally well-organized, making it super easy to digest. I've meticulously structured everything so that each concept builds upon the previous one, ensuring that you walk away with a comprehensive understanding but without the stress that often comes with financial jargon and complex terms. By the end of our time together, you’ll not only be confident in managing your credit but also in leveraging it to enhance your financial well-being.
Curriculum

Your instructor
Brandy Horkey brings to her course, "How To Make Your Credit Cards Work For You," an extensive background in personal finance education, with a particular expertise in responsible credit card use and management. Having spent over a decade navigating the intricacies of credit scores, reward programs, and financial planning, Brandy has transformed her depth of knowledge into actionable strategies that empower individuals to optimize their financial health. Her experience includes working with diverse clientele to tackle debt, enhance credit, and leverage credit cards as tools for building a solid financial foundation.
Passionate about the potential for credit cards to be vehicles for positive financial change rather than debt traps, Brandy's approach to teaching is both practical and inspiring. She understands the challenges and misconceptions surrounding credit card use and is committed to demystifying the processes that can lead to rewarding financial outcomes. Through her course, Brandy aims to instill confidence in her students, equipping them with the skills and knowledge to utilize credit cards strategically, maximize rewards, and secure their financial future. Her dedication to teaching is driven by the belief that with the right guidance, anyone can turn a piece of plastic into a key that unlocks their financial goals.

Savvy
Manipulating Points and Rewards to Maximize Benefits

Strategic
Crafting Your Spending for Optimal Credit Health

Insightful
Understanding Terms to Avoid Pitfalls and Enhance Gains